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  1. Freebies Archives - Doctor Of Credit
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  3. Money Not Enough to Have a Baby in Singapore?
  4. Free Birthday Stuff: 21+ Food Places & Online Freebies (Updated 12222)

Calls may be recorded. Handy for emergencies, it's available subject to status and account conduct. Access your accounts where ever and when ever you need to with our Mobile Banking app. S and other countries. You can use your card to pay for goods and services wherever VISA is accepted. We can give you tips on making the most of your money. And if you're having trouble paying your bills, we can help you work out what to do. With Regular Saver, you save money over a month fixed period. Partial withdrawals are not permitted.

Freebies Archives - Doctor Of Credit

If you close your account early, you'll receive interest at our Flexible Saver rate. Interest is calculated on the daily cleared balance on your Regular Saver and we will pay this to your Regular Saver on the anniversary of the date your account was opened. You can only hold one Regular Saver Account at any given time.

If you have more than one of these accounts we'll pay your savings into the account which pays the best interest. And if you don't have any of these accounts, we'll convert your Regular Saver to a Flexible Saver.

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Please note that the money will only be moved into accounts that have exactly the same sole or joint names as the Regular Saver account. This shows you what the gross rate would be if interest were paid and compounded each year. Once you've submitted your application, we'll send you the paperwork to sign and return to us either by post or in branch.

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Money Not Enough to Have a Baby in Singapore?

Having a child also entitle you to claim for tax relief and tax rebate if you are already paying income tax. This means greater savings for parents! Check out these four tax relief and rebate that every Singaporean parent should know! Maternity Leave. Parenthood Leave allow working parents to spend more time with their newborn! To begin with, working mothers get 16 weeks of paid Maternity Leave, which can be taken continuously as a block starting from up to 4 weeks before the date of delivery.

Free Birthday Stuff: 21+ Food Places & Online Freebies (Updated 12222)

The last 8 weeks of leave can also be taken flexibly over a period of 12 months from the birth of your baby upon mutual agreement between the employer and employee. Working fathers can get 2 weeks of paid Paternity Leave, which can be taken continuously as a 2-week block within 16 weeks after the birth of your child, or flexibly within 12 months after your baby is delivered as long as there is mutual agreement between the employer and employee.

Juggling between work and taking care of your family requires you to strike a balance and an extra 6 days of paid Child Care Leave every year for working parents with at least 1 Singaporean child under the age of 7 years is pretty awesome! Parents-to-be and new parents can also enjoy free diapers, milk powder samples and complimentary pregnancy gift packs that will save you a neat sum! In addition to the savings, it is practical to try out the different brands of diapers and milk powder to find the ones that suit your baby best! In most cases, the pregnant lady gets priority; seat on the MRT, choice of food, express access at certain venues, etc.

Being a parent certainly has its perks in spite of the high costs of raising a child in Singapore. As such, parents need to get their priority right. In addition to keeping physical and emotional health in check, it is important to plan and save for expenses.

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In addition to the abovementioned grants, parents can reduce expenses by adopting a simpler lifestyle, and share saving tips and resources e. It will be worthwhile to consider a long-term perspective when it comes to making financial decisions so as to ensure that you have easy access to your funds during times of need. They are like little bundles of hope. Like the future in a basket. In Singapore, we often hear our fellow citizens lamenting on the costs of having a baby and how it takes plenty of courage, money and effort to expand the family.

Beyond that, the best perks of having a baby are intangible.


This little one will share important moments in your life, and both parents and child will learn valuable lessons and grow together. Yes, it is challenging but this can also bring you the greatest satisfaction in life. Information is accurate as at 18 April This content is for reference only. You should seek advice from a financial advisory representative before making any purchase.